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CREDIT PRIVACY POLICY

This Privacy Policy for Padiepal Users (the "Policy") should be read and used in conjunction with the Padiepal teams and Conditions. All capitalized terms used in this Policy shall have the meanings given to them in the Padiepal teams and Conditions unless specifically defined or the context otherwise requires.
The "you" or "customer" mentioned below refers to any visitor, user, business partner, agent, supplier, supplier or customer of Padiepal or any Padiepal merchant platform, including "users". References to "we" or "we" refer to "Padiepal".
Padiepal is committed to protecting and respecting your privacy. This policy is formulated to help you understand how your personal information will be collected, stored and processed by Padiepal when you visit the Padiepal website or use any other Padiepal merchant platform.
Padiepal may amend this policy from time to time with or without notice. Users and visitors to our website are advised to check this policy regularly to learn about the latest changes to this policy.
1. When does this policy apply
1.1 This Policy applies when you use or subscribe to Padiepal’s products, services, applications, websites or networks to which this Policy is linked. This includes data, video, advertising, the Internet and other products, services and applications. This policy also applies to other sites owned or operated by Padiepal.
1.2 This Policy also applies to you and anyone using our products or services under your account, unless we determine that a separate privacy policy or terms and conditions apply. It is your responsibility to ensure that you understand this policy.
1.3 You must agree and be willing to accept the terms of this policy before you can access or use any Padiepal platform, or any products or services provided therein.
1.4 This policy and any additional terms of use apply to you. Even if you are not our customer, your interaction with us is part of our business operations, such as:
a. Access any of our products or services accessed through any Padiepal platform.
b. When using any of our product or services.
c. When participating in any promotional activities.
d. When you call our help desk.
e. General inquiries about our services or products.
1.5. This policy will also apply if you need to provide us with the personal information of others in connection with our products and services.
1.6. Depending on the product or service, you may also receive specific terms for the service and/or region. You will be legally bound by this Policy and the specific terms of the service/territory provided that you accept these terms when registering for any service or product; therefore, you need to read these terms carefully.
2. What information’s do we collect.
2.1 "Personal information" refers to any information that can be used to uniquely identify, contact or find a person, or information that can be used with information from other sources to uniquely identify a person, such as when you are making any purchases or using our services, Personal information provided when establishing a user account or interacting with us or providing information in other ways. This includes but is not limited to your name, father's name, mother's name, mailing address, email address, phone/mobile number, hometown, occupation and postal code, SIM card, age, gender, username, password, and Other registration information (such as our security questions and answers on your account), personal description and photos. Padiepal can link any category of information with any other category of information, and will treat the combined information as personal data in accordance with this policy, as long as it is combined.
All data will be uploaded via the interface in encrypted form and stored on our servers, but Padiepal will not pass it on to third parties without authorization.